Terms & Conditions
Terms and Conditions of Use for future-wise Website
This page states the Terms and Conditions under which you may use the website operated by future-wise (“fw”). Please read these Terms and Conditions of Use for fw’s website (the “Terms and Conditions”) carefully. Any use of fw’s website will constitute your acceptance of these Terms and Conditions. If you do not accept the Terms and Conditions stated here, please refrain from using fw’s website. fw may revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions, because they are binding on you.
Section 1. Use of Material and Access to Account.
The contents of fw’s website, such as text, graphics, photographs, images and other material (“Material”), are protected by copyright under both United States and foreign laws. fw’s website and the Material are provided for informational purposes only and are not intended to provide you with any legal, tax, securities or investment advice. In addition, the Material is not intended, nor do we view the Material, to constitute an opinion regarding the appropriateness of any investment, nor a solicitation of any type. Accordingly, the Material is specifically intended for general informational purposes only and should not be acted or relied upon without obtaining the appropriate legal, tax or investment advice from a licensed professional concerning your unique situation and any specific investment inquiries you may have.
fw authorizes you to view and download a single copy of the Material on its website solely for your personal, noncommercial use. Special rules may apply to the use of certain software and other items provided from time to time on fw’s website as set forth in Section 6 of these Terms and Conditions. Any other special rules may be also listed on the Legal Information page of fw’s website and are incorporated into these Terms and Conditions by this reference.
Unauthorized use of the Material may violate copyright, trademark and other laws. You must retain all copyright and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute or otherwise use the Material in any way for any public or commercial purpose.
For those of you who maintain access to your accounts through fw’s website, you may change or discontinue your account with us at any time. fw reserves the right to modify, suspend or terminate access to your account through fw’s website at any time for any reason without notice, including the right to require you to change your login identification code or password or to delete all program and data files associated with accessing your account and/or other information through fw’s website or on fw’s system.
If you violate any of these Terms and Conditions, your permission to use the Material automatically terminates and you must immediately destroy any copies you have made of the Material.
Section 2. fw’s Liability.
The Material may contain inaccuracies or typographical errors. fw makes no representations about the accuracy, reliability, completeness or timeliness of the Material or about the results to be obtained from using its website or the Material. Use of fw’s website or the Material is at your own risk. Changes are periodically made to fw’s website and may be made at any time.
fw DOES NOT WARRANT THAT ITS WEB SITE WILL OPERATE ERROR-FREE OR THAT ITS WEB SITE AND ITS SERVERS ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL CONTENT. IF YOUR USE OF fw’S WEB SITE, THE MATERIAL OR SOFTWARE RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, fw IS NOT RESPONSIBLE FOR THOSE COSTS.
fw’S WEBSITE, MATERIAL AND SOFTWARE ARE PROVIDED ON AN “AS IS” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. fw AND ITS AFFILIATES, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. fw AND ITS AFFILIATES MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, PHOTOGRAPHS OR LINKS CONTAINED IN fw’S WEBSITE.
Section 3. Disclaimer of Consequential Damages.
IN NO EVENT SHALL fw, ITS AFFILIATES, OR ANY THIRD PARTIES MENTIONED AT fw’S WEBSITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE fw’S WEBSITE, THE MATERIAL AND THE SOFTWARE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT fw IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Section 4. User Submissions.
As an user, you are responsible for your own communications and are responsible for the consequences of their posting. You must not do any of the following things: post material that is copyrighted, unless you are the copyright owner or have the permission of the copyright owner to post it; post material that reveals trade secrets, unless you own them or have the permission of the owner; post material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others; post material that is obscene, defamatory, threatening, harassing, abusive, hateful or embarrassing to another user or any other person or entity; post any sexually-explicit images; post advertisements or solicitations of business; post chain letters or pyramid schemes; or impersonate another person.
fw does not represent or guarantee the truthfulness, accuracy, or reliability of any of the communications posted by other users or endorse any opinions expressed by users. You acknowledge that any reliance on material posted by other users will be at your own risk.
fw does not screen communications in advance and is not responsible for screening or monitoring material posted by users. If notified by a user of communications which allegedly do not conform to these Terms and Conditions, fw may investigate the allegation and determine in good faith and its sole discretion whether to remove or request the removal of the communication. fw has no liability or responsibility to users for performance or nonperformance of such activities. fw reserves the right to expel users and prevent their further access to its website for violating these Terms and Conditions or the law and the right to remove communications which are abusive, illegal or disruptive.
Section 5. Links to Other Web Sites.
fw’s website may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by fw of the contents on such third-party web sites. fw is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party web sites. If you decide to access linked third-party web sites, you do so at your own risk.
Section 6. Software Licenses.
All software that is made available for downloading or use from fw’s website (“Software”) is protected by copyright and may be protected by other rights. The use of such software is governed by the terms of the software license agreement or designated legal notices accompanying such software (“License Agreement”). The downloading and use of such software is conditioned on your agreement to be bound by the terms of such License Agreement.
Section 7. Indemnity.
You agree to defend, with counsel acceptable to fw, indemnify and hold harmless fw and its affiliates and their respective officers, directors, members, managers, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material (including Software) or your breach of the Terms and Conditions. fw shall provide notice to you of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.
Section 8. Export Control.
The United States controls the export of products and information. You agree to comply with such restrictions and not to export or re-export any Material (including Software) to countries or persons prohibited under the export control laws. By downloading any Material (including Software), you are agreeing that you are not in a country where such export is prohibited or are a person or entity to which such export is prohibited. You are responsible for compliance with the laws of your local jurisdiction regarding the import, export or re-export of any Material (including Software).
Section 9. User Information.
Section 10. General.